About 200 kms west from Havana, a two to three-hour drive lays the small town of Vinales, which lies in the Vinales Valley located in the Sierra de los Organos Mountains. It’s a small traditional town where most people work in the cigar industry. The valley is beautiful and a welcome respite from the heat of Havana.

Living life as both lender and borrower, encountering people from every part of the economic and social spectrum, there grew a deep understanding of the extent to which money lending in all its forms affects and implicates everyone, whilst simultaneously, society candy coats the activity and avoids the moral choices. This book examines how life connects us all to the money lenders, how it started, how it evolved and where it is now. It examines the humour, the pathos, the successes and failures of an activity that has affected us or infected us since the dawn of history. Is it good or evil? You make up your mind. You are part of it. George Watson was born in Malawi in Central Africa and educated in the UK. He read law and was called to the Bar in 1971. Being of an entrepreneurial and libertarian nature, he went into business on his own account, providing finance to small owner-managed start-up and early stage businesses in London. In 1998 he moved to Cape Town in South Africa to establish the same business in the new post apartheid South Africa. The business was sold to a government agency and now he divides his time between London and Cape Town, consulting, travelling widely and writing.